Over 50s Life Insurance With Free Gift (Updated August, 2024)
We’ve provided a guide on the best life insurance policies with free gifts in 2024.
For more information or to purchase a policy, visit www.
We’ve provided a guide on the best life insurance policies with free gifts in 2024.
For more information or to purchase a policy, visit www.
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Note: Free gifts are offered by select brokers only, our life insurance brokers do not offer free gifts.
We’ve provided a guide on the best life insurance policies with free gifts in 2024. Some companies, however, offer welcome gifts specifically for customers that take out a new Over 50s Life Insurance policy. Although it shouldn’t be the main reason why you choose a specific policy, as you should always focus on the coverage offered by a company first, it would be a bonus if your chosen policy also came with some free gifts.
So, to save you time and hours of scouring the internet, we’ve put together an in-depth list below with the best ones.
Contents
The table below summarizes the free gift offers currently available from various over 50s life insurance providers:
| Provider | Gift Type | Gift Value | Eligibility Requirements | Claim Process |
|---|---|---|---|---|
| British Seniors | Gift Card | £125 | UK resident, 50-80, direct purchase, hold policy for 6 months | Email after 6th payment, claim within 6 months |
| Churchill | Gift Card | £100 | UK resident, 50-85 (81 for smokers), direct purchase, hold policy for 6 months | Email after 6 months, claim within 6 months |
| Co-op | Gift Card or Cash | £100 | UK resident, 50-80, direct purchase, hold policy for 6 months | Email after 6 months, claim within 30 days |
| Cover Today | Gift Card | £125 | UK resident, 50-80, direct purchase, hold policy for 6 months | Email after 6th payment, claim within 6 months |
| Direct Line | Gift Card | £100 | UK resident, 50-85 (81 for smokers), direct purchase, hold policy for 6 months | Email after 6 months, claim within 6 months |
| Legal & General | Gift Card | £120 | UK resident, 50-80, direct purchase, hold policy for 6 months | Email within 60 days of policy start, claim within 12 months |
| Post Office | Gift Card | £125 | UK resident, 50-80, direct purchase, hold policy for 6 months | Invitation after qualifying period, claim within 90 days |
| Shepherds Friendly | Love2shop Voucher | £125 | UK resident, 50-80, receive after 6th premium payment | Email after 6th payment |
| SunLife | Gift Card | £135 | UK resident, 50-85, direct purchase, hold policy for 6 months | Email after 6th payment |
| Vitality | Gift Card & Soft Toy | Free gift | UK resident, 50-80, direct purchase | Not specified |
British Seniors offers a £125 Gift Card as a welcome gift for new policyholders of their Over 50 Life Insurance.
This offer is available to new customers who purchase a policy directly from British Seniors on or after June 1st, 2024.
To be eligible for the gift card, policyholders must make a minimum of six successful monthly premium payments towards their policy, and the total premiums paid must exceed the value of the Gift Card.
After purchasing the policy, customers will be contacted by either post or email with an invitation to select their preferred Gift Card. Customers can choose from M&S, Tesco, or Amazon.co.uk Gift Cards.
For more information or to purchase a policy, visit www.britishseniors.co.uk or call 0800 803 0051.
We compare plans from the leading life insurance providers
Churchill offers Over 50s Life Insurance with a £100 gift card reward for new policyholders.
To claim your gift, you’ll receive an email with redemption instructions after the six-month period. You have six months from the date of this ‘Choice’ message to claim your e-gift card.
For more information or to purchase a policy, visit www.churchill.com/life-insurance/over-50s or call their phone line.
Co-op offers Over 50 life insurance with a choice of gift worth £100 for new customers who buy directly through Co-op.
To claim your gift, you’ll receive a ‘How to Claim’ email within 15 days of your policy passing the eligible 6-month period. You have 30 days from the date of the email to choose your preferred gift.
For more information or to purchase a policy, visit www.coop.co.uk/insurance/life-cover/over-50-life-insurance or call 0800 316 1296.
Cover Today offers Over 50s Life Insurance with a £125 Gift Card for new policyholders.
To claim your gift, you’ll receive an invitation to select your preferred Gift Card after meeting the eligibility requirements. You must select your Gift Card within six months of becoming eligible.
For more information or to purchase a policy, visit www.covertoday.co.uk or call 0800 470 4498.
Direct Line offers an Over 50s Life Insurance policy that comes with a £100 gift card for eligible customers.
To claim your gift, you’ll receive an email with redemption instructions after the six-month period. You have six months from the date of this ‘Choice’ message to claim your e-gift card.
For more information or to purchase a policy, visit www.directline.com/life-cover/over-50s or call 0800 077 8306.
Legal & General offers a £120 gift card incentive with their Over 50s Fixed Life Insurance for eligible customers.
To claim your gift, you’ll receive instructions within 60 days of your policy start date. You have 12 months from your policy start date to claim your e-Gift card.
For more information or to purchase a policy, visit www.legalandgeneral.com/insurance/over-50-life-insurance or call 0800 316 8539.
Post Office Over 50s Life Cover offers a £125 Gift Card as a thank you for choosing their service.
To claim your gift, you’ll receive an invitation after the qualifying period. You must select your gift card within 90 days of receiving the invitation.
For more information or to purchase a policy, visit www.postoffice.co.uk/life-cover/over-50s-life-insurance or call 0330 123 3977.
Shepherds Friendly offers a £125 Love2shop voucher code as a free gift with their Over 50s Life Insurance plan.
To claim your free £125 Love2shop voucher, you need to take out an Over 50s Life Insurance plan with Shepherds Friendly and maintain premium payments for at least six months.
For more information or to purchase a policy, visit www.shepherdsfriendly.co.uk/over-50s-life-insurance or call 0800 526 249.
SunLife is currently offering a generous welcome gift for new customers who take out their Over 50 Plan.
To claim your gift, you’ll receive the gift card after you’ve paid 6 months’ premiums. The offer is subject to availability and may be withdrawn at any time.
For more information or to purchase a policy, visit www.sunlife.co.uk/over-50-life-insurance/free-gift or call 0800 904 7674.
Vitality offers a free gift with their Over 50s Life Insurance policy, along with various rewards for healthy living.
For more information about the free gift or to purchase a policy, visit www.vitality.co.uk/life-insurance/over-50s or call 0808 271 8355.
While free gifts can be attractive, it’s crucial to prioritize finding the right policy for your needs. Consider these key factors when comparing over 50s life insurance options:
It’s essential to obtain multiple quotes and thoroughly examine policies offered by different companies. Remember, the free gift should be viewed as a bonus, not the primary reason for choosing a particular provider or policy.