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How much cover

What it costs

Life cover quotes from UK insurers

Compare free life insurance quotes from a panel of UK insurers, with plain-English guides to every type of cover. A broker calls you to compare plans: no obligation.

  • Quick 3 step process
  • 60 second form
  • Free quotes, no obligation

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Step 1 of 2

A broker will call you, usually within 1 hour.

Who needs cover?

£150,000
25 years

Have you smoked in the last 12 months?

Our broker partner Reassured is rated Excellent on Trustpilot (opens in a new tab): 4.8 out of 5 from 105,367 reviews (checked 2 October 2026).

Over 1 million families helped**

How it works

  1. 1 About 60 seconds

    Fill in the short form

    Choose who’s covered, how much cover and for how long. No long forms.

  2. 2 Usually within 1 hour

    A broker calls you

    They compare plans from a panel of UK insurers and talk you through your options.

  3. 3 No obligation

    You decide

    Choose the plan that suits you — or walk away. Quotes are free.

Questions about getting quotes

Getting quotes is free and you’re under no obligation to take out a policy. There are no fees or charges for using this website.

A broker partner. They usually call within 1 hour (or the next working day outside office hours) and compare quotes from a panel of UK insurers.

When you apply for cover you will be asked questions about your health and lifestyle, and based on this and the amount of cover requested, the insurer will decide if a medical is required or not. For the majority of cases no medical is required if you are in good health and you’ll be offered cover on standard life insurance terms.

It depends on your circumstances — such as your mortgage, income, debts and family. The life insurance calculator shows an on-screen estimate based on the figures you enter, and a broker can talk you through your options.

Mainly your age, health, whether you smoke, how much cover you want and how long you need it for.

They are shared with a broker partner so they can call you and prepare your quotes. The Privacy Policy explains how your data is used.

From £10 per month for up to £280,000*

Example cover amounts by age, for level term cover.

Age 30 · 20 yrs
£289,847
Age 35 · 20 yrs
£173,440
Age 40 · 15 yrs
£123,428
Age 45 · 15 yrs
£81,616
Age 50 · 10 yrs
£59,917
Age 55 · 10 yrs
£34,029
Age 60 · 10 yrs
£18,089
Age 65 · 10 yrs
£11,689
Age 70 · 10 yrs
£7,068

*From £10 per month for up to £280,000 is an example based on the following pricing illustrations. £10 per month Life Insurance quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as on 2nd February 2026.


Types of cover

Cover for your situation


Compare November 2026 life insurance quotes

Fill in one quick form and a broker will call you to compare plans from a panel of UK insurers. Free quotes, no obligation.

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